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The Bob Putnam Agency Blog

View the latest blog posts from The Bob Putnam Agency.

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Thursday, May 12, 2022

5 Reasons Why Your Business Might Need General Liability Insurance

Most business owners buy commercial insurance to help them out of tough financial situations. But besides benefiting the business itself, coverage can also benefit others. It can help business owners compensate others when they accidentally harm them. It can go a long way towards making your business more reliable and responsive to client needs. READ MORE >>

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Thursday, April 7, 2022

Auto Insurance Claims for Hail Damage Explained

In most situations, auto insurance plans cover hail damage. Hail, which can vary in size, can cause significant damage to the exterior of a car. It can damage glass and create dents.   In a severe hailstorm, you may notice your vehicle has pot-marks on it. READ MORE >>

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Tuesday, March 15, 2022

Do You Have a Gap in Your Home Insurance Coverage?

Home insurance is your ace in the hole when it comes to replacing or repairing your home following a loss. Without home insurance, you’d be forced to cover the costs yourself, which could take all your savings, depending on the severity of your loss and how much you have saved. READ MORE >>

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Tuesday, February 22, 2022

The Commercial Auto Insurance Policy Add-Ons You Need to Know About

Your commercial auto policy might be good, but is it perfect? When it comes to commercial auto insurance, you have a lot of options to pick from. Below, we’re covering the best policy add-ons around.  Add-On One: Gap Coverage  Gap insurance will allow you to pay the difference between your settlement and the remaining loan cost. READ MORE >>

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Tuesday, January 18, 2022

Shopping for a Safe Vehicle

Did You Know?  All new vehicles must meet certain federal safety standards. However, this doesn’t mean all vehicles are equally safe. However, many manufacturers do offer safety features that go beyond the required minimums. See what safety features you should consider when buying your next vehicle:  READ MORE >>

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Tuesday, December 21, 2021

Does Commercial Auto Insurance Cover Rental Cars?

Businesses that use vehicles for work face a lot of risks. Whether your company owns a fleet or uses personal vehicles, it’s important to have the right kind of insurance. Luckily, commercial auto insurance can extend to a variety of vehicles, including rental cars. READ MORE >>

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Monday, November 22, 2021

3 Car Maintenance Tips That Can Help You Drive Better

Your vehicle consists of multiple interrelated systems that keep it moving down the road. Your exhaust system removes gases your engine produces. Your brake system ensures you can stop safely. Your engine cooling system prevents your car from overheating. READ MORE >>

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Friday, October 22, 2021

How Much Does Your Auto Insurance Go Up After an Accident?

There are a lot of incidents that can cause your car insurance rates to go up, from accidents to a drop in your credit score. Accidents, however, are often the scariest and most uncertain incidents, especially when you aren’t sure what you will expect to pay afterward.  READ MORE >>

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Monday, September 13, 2021

Do BOPs Cover Detached Building Structures?

If you buy homeowners insurance, then it’s easy to assume that you need to insure the dwelling and any detached structures on your property. The same goes when you are a business owner who is insuring your commercial property.   READ MORE >>

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Wednesday, August 25, 2021

Will Auto Insurance Cover Water Damage to Your Vehicle’s Seats?

You left the windows open on your vehicle and now there’s significant damage to the seats. Perhaps the window was broken as a result of an accident and now you have seats that are in bad condition. What should you do? Are you covered under your auto insurance plan? The answer to that is, sometimes. READ MORE >>

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