As a business owner, you may face potential liabilities that could impact your bottom line. General liability insurance can help protect your business from these potential risks and help provide peace of mind. 

Contact Bob Putnam Agency in Worchester, New York, to learn more about general liability insurance and get a quote.  

What Is General Liability Insurance? 
General liability insurance is a type of business insurance designed to provide financial protection if a company is legally liable for injuries, property damage and various other damages. Your agent can help determine whether general liability insurance may be appropriate for your organization.  

What Does General Liability Insurance Cover? 
General liability insurance can help provide coverage for a variety of potential liabilities, including the following: 

• Bodily injury—If a customer or other third party is injured on your business premises or because of your business operations, general liability insurance may help cover medical expenses, legal expenses and damages if a lawsuit is filed.
• Property damage—If your business is liable for damage to someone else‘s property, general liability insurance may help cover repair or replacement costs.
• Personal and advertising injury—General liability insurance can help cover claims of libel, slander and copyright infringement.
• Completed operations—If your business provides services or products that cause harm to a third party after the work has been completed, general liability insurance can help cover the costs of legal expenses and damages. 

Why Do You Need General Liability Insurance? 
General liability insurance can help protect against the financial effects of lawsuits and may help with the following:  

• Compliance with contracts—Your business may need general liability insurance coverage to comply with customer or vendor contract requirements.
• Protection for your assets—If your business is sued and a judgment is entered against you, you may be required to pay damages out of pocket. General liability insurance can help protect your business and personal assets from being seized to pay these damages.
• Peace of mind—Knowing that your business is protected from potential liabilities can provide peace of mind and allow you to focus on growing your business. 

Contact Us 
Working with an experienced insurance agent is crucial to determine the appropriate amount of coverage for your business and ensure you have the protection you need. 

Contact Bob Putnam Agency today for a personalized general liability insurance quote.