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Farm Owners Insurance

You Have Made It Your Living. Keep It Protected

There are probably a lot of reasons for why you chose to make your living on the farm – from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At The Bob Putnam Agency, we are in the business of seeing yours succeed. We know that your farm or ranch provides a valuable service to the community, and we would like to return the favor by offering you the comprehensive protection you deserve.

A Farm Owners policy from The Bob Putnam Agency is an all-inclusive and customizable insurance solution to secure your land, your property, and your finances against a number of inevitable situations that can arise on your farm. The basic package includes property coverage for your dwelling, personal property, and other structures, as well as the added peace of mind that comes with comprehensive liability coverage.

Dwelling

For most people, a farm is more than a place to work – it is also where you lay your head after a long day. Under the dwelling portion of your Farm Owners policy, The Bob Putnam Agency will help pay for damages to your home and any attached structures for all accidents and perils included in your policy.

Personal Property

Your Farm Owners policy also covers losses that may arise due to the damage or theft of personal belongings such as clothing, electronics, or home appliances. Items used in daily farm operations such as machinery, automobiles, and animals are not eligible for coverage under the personal property section of your policy, as they require additional protection.

Liability

Liability protection from The Bob Putnam Agency helps pay for legal fees, medical expenses, and other losses that you may be held liable for, that result from covered injuries or damage to other people’s property. Further coverage options, including employee injury liability, are available for an additional premium.
 

Our Locations

Cooperstown

106 Chestnut St
Cooperstown, NY 13326
Main office: 607-281-6992
Toll free: 888-258-4209
Fax: 607-547-9193

Binghamton

1446 Front Street
Binghamton, NY 13901
Main office: 607-772-0000
Fax: 607-772-0001

Greene

64 Genesee St
Greene, NY 13778
Main office: 607-304-4083
Fax: 607-656-4636

Palatine Bridge

46 Dutchtown Plaza
Palatine Bridge, NY 13428
Main office: 518-244-8786
Fax: 518-673-2165

Worcester

9556 Route 7, Suite 2
Worcester, NY 12197
Main office: 607-397-1999
Fax: 607-397-1199

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