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Disability Insurance

Your Biggest Asset is You

The Bob Putnam Agency provides disability insurance to individuals in Cooperstown, Greene, Palatine Bridge, Cobleskill, Oneonta, Whitney Point, and surrounding areas.

Disability Insurance

When it comes to protecting your assets, one of the most important things you can insure is not a material object like your car or home – it is your ability to work and earn a living. At The Bob Putnam Agency, we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and cannot work, you will need to be protected in order to maintain your standard of living.

With disability income Insurance from The Bob Putnam Agency, you can continue to pay your bills and keep you and your family from going into serious debt. If you cannot work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.

Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.

Choosing the right disability coverage is important. In the event you become disabled, you will want to ensure that you and your family have enough coverage. A representative at The Bob Putnam Agency will look at the individual factors in your life and work situation and help design the best policy that meets your personal insurance needs.

Our Locations

Cooperstown

106 Chestnut St
Cooperstown, NY 13326
Main office: 607-281-6992
Toll free: 888-258-4209
Fax: 607-547-9193

Binghamton

1446 Front Street
Binghamton, NY 13901
Main office: 607-772-0000
Fax: 607-772-0001

Greene

64 Genesee St
Greene, NY 13778
Main office: 607-304-4083
Fax: 607-656-4636

Palatine Bridge

46 Dutchtown Plaza
Palatine Bridge, NY 13428
Main office: 518-244-8786
Fax: 518-673-2165

Worcester

9556 Route 7, Suite 2
Worcester, NY 12197
Main office: 607-397-1999
Fax: 607-397-1199

Our Providers